well, all your points are valid, and i try to accommodate anyone, but RJ does not guarantee you security on your money the same way paypal doesn't either. from now on i guess i will have to stick to my guns and not agree to any terms of payment that i do not have listed. and i do have them listed in every ad. i have been on this site a very long time. i felt that if i started doing it right and paying for my accounts and doing the honor payments then i shouldn't have any problems. they put that there for a reason to keep us honest. and to reward us with that honesty. you as a first time buyer were being very cautious, but at the same time you being a first time buyer wanting to do things different than they were normally done will AND did scare off a long time seller. the only way to establish yourself as a buyer and seller is to not start off by wanting to change things that have been done a certain way for awhile. as for my medical issues that i have going on right now, you asked me to put myself and my family in jeopardy by demanding i do something on your time schedule. i have to watch what i do because like every other POS insurance company they are waiting for you to commit that one screw up so they can deny you and accuse you of work comp fraud. that being another story that also played a big part in not getting it to the shipper. i cannot just ask anyone to jump through hoops and do something when everyone i know works the same hours the shipping company is open. so it boils down to you not being comfortable sending money up front and i not being comfortable shipping an item without money up front. so we chalk it up to a deal thats not going to make anyone happy.