Originally Posted by Tod74
Ok I have a question. I always use pay pal on ebay. When I sell something I immediately transfer the money to my checking account. Lets just for the sake of argument make up a scenario
Say I sell a guy something and he pays through paypal. I transfer the money to my bank account then ship it to him. He decides he don't want it...sends it back...then files a claim with paypal.Paypal told HAMMERTIME that when the guy sends it back before he files a claim he almost always wins. Now here is my question.
If the money is transfered to my checking account already...can paypal pull it out and refund it to the guy?
Both right and wrong, If there's someting wrong with the item or it was mis-represented in the ad, it goes into mediation involving both parties, including pics. and statements. Not wanting it is not good enough.
However if a seller doesn't send an item in a timely fashion as stated in the ad, by all means paypal has the authority to pull the payment back out of your checking/bank account or if paid for with a credit card they can back bill your credit card for the funds.
I had that happen to me when i bought a fuel pump drive and i paid thru paypal. (cost $110.00)The pump wasn't shipped after 3 weeks i filed a complaint and the guy only had $62.00 in his account and he would not answer paypal. They zero'ed out his account and paid me the $85.00. That was over a yr. ago and the claim to his account is still pending by paypal as un-resolved.
I guess the seller could cancel his ebay account and get away with it though i think it would then go to a collection agency which wouldn't help his credit rating if he had one that was any good.
JMO
Zip.