Since cashiers checks are in the discussion I want to add my story...Bought a car and was to send the seller a cashiers check which I did...I found out he did not own the car...I went to my bank to see what could be done...Was told if I suspected fraud then I could sign a form and payment on the check would be stopped and they would hold my money for 30 days til all was done and over...The seller acted real PO but I knew he was trying to steal my money and when I told him I knew his conversation came to an end...So please be careful with cashiers checks from that stand point...